Pensions in Germany Report
In-depth reporting and analysis of the pensions sector in Germany for our pension fund and asset management readers from IPE’s award-winning journalists.
-
News
Ethos and DSW push DAX firms to scrap virtual AGMs
Ethos has teamed up with its German partner DSW, Shareholders for Change and Better Finance to bring back in-person shareholder meetings
-
News
Broaden DC scheme access to SMEs, say German employers
Industry employers’ body calls for broadest possible access to DC plans, including to SMEs that do not yet offer occupational pensions
-
News
German pension dashboard developers discuss next steps after portal development ‘achievement’
The portal had been in development for almost 20 years
-
Country Report
German employers use pensions to tackle skills shortage
German companies are reworking HR policies in a changing labour market as they hunt for skilled workers and seek to retain experienced employees
-
Country Report
German pension reforms remain controversial
The governing coalition is running out of time to overhaul the three-pillar retirement system
-
Country Report
Commentary: Pension funding options for German employers
Pension schemes have a choice of ways in which they can exercise their funding obligations
-
Country Report
Germany’s pension buyout market shows signs of life
Companies are increasingly looking to offload their pension liabilities
-
Country Report
Germany turns its back on sustainability
A recent rightwards pivot has softened Germany’s ambition on ESG both at home and in Brussels
-
Country Report
Germany Country Report 2024: Unions take a more active role in pensions
Unions have a new role in determining the shape of occupational pensions but are mindful of their duty to protect workers
-
Country Report
Germany: Financing the Energiewende
German professional pension funds like ÄVWL and BVK are keen to support the energy transition process
-
Country Report
Germany: Viewpoints on corporate pension proposals
IPE asked leading practitioners for a progress report on company pensions
-
Country Report
Germany: Clash of views on private pension reform
Discussions on third-pillar reforms have begun but views differ, particularly about setting up a public fund
-
Country Report
Germany: First pillar pension reforms in need of political and financial capital
Berlin’s new ‘Generationenkapital’ concept is intended to revamp the ailing first pillar but political consensus is lacking and more capital will be necessary to endow the planned state fund
-
Country Report
Germany: Aba's perspective on pension reforms
Klaus Stiefermann, managing director of the German occupational pension association Aba, tells Luigi Serenelli about the main proposals to change the pension system
-
Country Report
Country Report – Pensions in Germany (March 2023)
Angela Merkel’s governments largely dodged the political hot potato of first-pillar pension reform, which means the current overhaul to the state system is overdue. But it barely gets to grips with the issues. For one, it does not deal with entitlements or increase the retirement age; second it introduces a funded component that will probably only take effect in the 2030s, when the post-war demographic peak is passing.
-
Country Report
Germany: New government seeds new ideas on pensions
Germany’s traffic-light coalition aims to stabilise pensions and contribution rates as it seeks to endow a €10bn state global equity fund
-
Country Report
Germany: Leading viewpoints on pensions policy
Senior pension figures and politicians spell out their priorities for German pensions
-
Country Report
Germany: Rethinking the rules for Pensionskassen
Pensionskassen are still a reliable way to provide employees with occupational pensions but regulatory requirements must change
-
Country Report
Country Report – Pensions in Germany & Austria (April 2022)
It took just over 100 days in office before Germany’s new coalition government announced a €500bn budget to first pillar pension financing, setting in motion an agreed reform process that would create a partially funded state pension system.
-
Country Report
Social partner pensions: An overlooked model
Just one new DC-type arrangement has emerged in Germany in the past three years. More could follow, bringing a boost to Germany’s neglected second pillar